EPC QR Code Generator for SEPA Credit Transfers

The EPC QR code is a specialized quick response code designed by the European Payments Council to standardize and simplify payment services across Europe. This powerful tool is specifically used to initiate a SEPA Credit Transfer (SCT), allowing for seamless, error-free European payments. By encoding all necessary payment information, including the recipient's name, IBAN, and the transfer amount, an EPC QR code makes it incredibly easy for customers to pay invoices or make donations in Euro.

Find the right plan

EPC QR Code Generator for SEPA Credit Transfers

Benefits of Using an EPC QR Code

Standardized and Interoperable: The EPC QR code follows official guidelines to enable a unified payment method across multiple European countries, including Austria and Belgium. This ensures reliability and consistency.
Reduces Manual Entry Errors: By pre-filling all transaction data, including the long IBAN and specific remittance information, the QR code eliminates the risk of costly typos and failed payments.
Speeds Up Payments: Customers can initiate a payment with a single scan using their banking app. This convenience accelerates the payment service and improves your cash flow.
Enhances Customer Experience: The ease of making a payment with a simple scan—often marketed in German-speaking countries as "Zahlen mit code"—provides a modern and efficient experience for your customers.

Create Your EPC QR Code Today

Ready to streamline your European payment service? Generate a standardized EPC QR code in seconds.

Examples of EPC QR Code Use Cases

Invoice Payments

The most common use is on invoices. A business can create an EPC QR code that contains all the necessary SEPA Credit Transfer information. The customer simply scans the code with their banking app, and all fields for the credit transfer are automatically populated, ready for authorization.

Charitable Donations

Organizations like the Red Cross of Belgium can use EPC QR codes on their fundraising materials. This allows supporters to make a quick and easy donation of a predefined amount directly to the charity's IBAN, streamlining the donation process.

Point of Sale and E-commerce

In countries like Austria, where Payment Services Austria has promoted its use, EPC QR codes can be displayed on payment terminals or during an online checkout process to facilitate a direct bank transfer.

How to Create an EPC QR Code

It's easy to create QR codes for your SEPA payments using QRStuff QR Code Generator.

Step 1: Choose a Right type

Select a dedicated 'EPC QR Code' data type in the payment section.

Step 2: Enter the Payment Data

Carefully enter all the required SEPA credit transfer information. This includes:

Service Tag (Usually pre-filled)
Version (e.g., 001 or 002)
Character Set
BIC (Bank Identifier Code)
Name of the recipient
IBAN (International Bank Account Number)
Amount in Euro
Remittance Information (like an invoice number)

Step 3: Customize Your QR Code’s Design

While you can customize the colors, it's crucial for EPC QR codes to remain highly scannable. You can add a small logo in the center, but avoid complex designs around the QR code itself.

Step 4: Download and Implement Your QR Code

Download your finished EPC QR code. It's now ready to be placed on your invoices, donation forms, or website.

Best Practices for EPC QR Codes

Accuracy is Crucial: Double-check that all information, especially the IBAN and amount, is 100% correct before generating the code. An error will result in a failed transfer.
Use the Correct Version: Ensure you are using the correct version of the EPC QR code standard as specified by the European Payments Council. Our generator stays up-to-date with the latest guidelines.
Test Thoroughly: Before sending the QR code to customers, test it with multiple banking apps from different European countries to ensure it is read correctly.
Provide Clear Instructions: Add a short note next to the QR code, such as "Scan to pay with your banking app," to guide your customers.